Solo 401(k) or SEP-IRA? Year-End Retirement Moves for Business Owners
How a Solo 401(k) and a SEP-IRA work for business owners, what has to happen by December 31, what can wait until you file, and how contributions lower this year's tax.
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Practical notes on tax, bookkeeping, and financial clarity for individuals and business owners in Florence — from Benford Consulting.
How a Solo 401(k) and a SEP-IRA work for business owners, what has to happen by December 31, what can wait until you file, and how contributions lower this year's tax.
What Florence business owners should collect before January 31: who gets a 1099-NEC or 1099-MISC for 2026 payments, the $2,000 federal threshold, and a simple checklist.
Tax prep records a closed year. Tax planning shapes it. A practical checklist for Florence business owners before December 31.
Plain-language look at virtual CFO work for growing Florence businesses — cash flow, KPIs, forecasts, and how it differs from bookkeeping and tax prep.
Why Florence small businesses need tax planning beyond April—quarterly estimates, timing decisions, clean books, and a practical year-round rhythm.
Signs businesses in Florence need a CPA—growth, hiring, rentals, complex tax, and proactive planning versus just filing.
Whether you need tax planning, preparation, bookkeeping, or a clearer system — request a consultation with Benford Consulting.